• Earn 24K digital-gold rewards on eligible spending
• 1% rewards on eligible transactions
• Zero forex markup on international transactions
• Lifetime-free credit card
• Rewards can be converted to 24K digital gold
• Additional rewards available through eligible Uni Store purchases

Uni Card is a premium credit card issued in partnership with leading banks like Bank of Baroda, Yes Bank, and SBM Bank.

 It offers flexible repayment options, real-time expense tracking, reward benefits, and a seamless digital-first onboarding experience with quick eligibility checks and VKYC.

• Geography: Pan India
• Age Group: 21–60 years
• User Eligibility: New Users Only
• Ideal User Profile: Salaried and self-employed individuals with ₹30,000+ income; CIBIL score 700+ preferred

Step by Step Process

• Select the UNI GoldX Credit Card offer
• Open the application page
• Enter the required personal and financial details
• Complete the applicable verification process
• Wait for the application outcome as per the issuer's process
• Application aproved and get card

• Applicants must be between 21 and 60 years of age.
• Minimum income requirement specified by the campaign is ₹30,000+.
• CIBIL score of 700+ is preferred.
• Offer is intended for eligible new users.
• Applicants must provide accurate and valid information.
• Duplicate, invalid or non-qualifying applications may not be considered.
• Final card approval and issuance are subject to applicable issuer policies and verification.
• Card benefits and rewards are subject to the applicable product terms and exclusions.
• Zero forex markup and lifetime-free benefits are subject to the applicable product terms.