•  Zero forex markup on international spends
•  Complimentary airport lounge access
•  Free food & shopping benefits at airports
•  No joining or annual fees
•  Rewards on everyday UPI transactions
•  Ideal for frequent travelers and digital users

Scapia is a travel-focused co-branded credit card powered by Federal Bank. It offers zero forex markup, airport lounge access, and rewards on everyday spends, making it ideal for users who frequently travel and spend digitally.

• Geography: India (Pincode-based targeting)
• Age Group: 21–55 (Salaried), 25–55 (Self-employed)
• User Eligibility: New Users Only
• Ideal User Profile:
  Frequent travelers, young professionals, and digitally active users with good credit history looking for premium credit card benefits

Step by step process

• Click on the offer link
• Enter your basic details and start application
• Complete KYC using PAN & Aadhaar
• Eligibility is checked instantly
• Complete video KYC (if required)
• Card gets approved and activated
• Start using your Scapia credit card

• Offer valid for eligible users only
•  Minimum CIBIL score 730 required
•  No NTC (new-to-credit users not eligible)
•  Users with high recent credit enquiries may be rejected
•  One application per user allowed
•  PAN & Aadhaar mandatory
•  Approval depends on bank’s internal checks
•  Card benefits subject to monthly spend criteria